Most of Bill’s current writings appear on where he is a Senior Contributor.

Banks Competing on Deposits

Last week I sent my banker friends an article about the coming funding crunch: loan growth will exceed deposit growth in 2006.  I recommended that banks engage in serious efforts to beef up core deposits …
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Retail Sales look better than headline.

The retail sales report looks OK, despite the decline in January. I look at the last data point (February) and see that it’s in line with the recent trend line. Business implication:  consumers are continuing …
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